Credit Cards

Some people will always have a credit card or two, and yet others will have 10 or more. The key to Credit cards is to have maybe one for an emergency and "cut the rest up"! Harsh? maybe so, yet the old saying holds so Very true....If you cant afford the item with cash....Don't buy it! Interest alone on certain cards will be so high, that most average people can only pay the min. amt due. which puts you in Debt for life! Temptation can be high for some people, that is true, yet falling for the "plastic" is a Huge Mistake! If you find yourself with "more" plastic than you ever thought, make a plan and cut them up and start paying "chunks" of money at a time to get ahead of the game! This is the only way out! You will be amazed at how fast you can actually "Pay-off" your credit card debt! Is it "Fun" to give a Huge chunk of money each month? no! yet, in just a matter of a few months you will begin to see Drastic changes on your monthly statement! Credit card companies also will "UP" your limit without your knowledge!! Watch out! This is another trap! Pay very "CLOSE ATTENTION" to your monthly bill to make sure that does (not) happen! They are trying very hard to "Tempt" you because you have been paying large pymts! You will sleep better and feel better once you get the plastic "Out" of your life!